Better Benefits. Healthier Teams. Stronger Business.
PCM Solution helps employers deliver better health outcomes while improving financial performance — through a fully managed, IRS-compliant program built around your W-2 workforce.
✓ ERISA ATTORNEY REVIEWED
✓ CPA VERIFIED
✓ IRS SECTION 105 COMPLIANT
✓ ACA ALIGNED
✓ BBB ACCREDITED
✓ NO NET COST TO EMPLOYERS
Deliver Enhanced Employee Benefits That Complement Major Medical Coverage.
Most employers want to offer better benefits but struggle to do so without adding cost or complexity. PCM Solution bridges that gap — delivering comprehensive supplemental medical care that is cost-effective, timely, and fully managed, with no disruption to existing coverage.
4.9★
Star Rating · BBB Accredited
| ✕ WITHOUT PCM SOLUTION | ✓ WITH PCM SOLUTION |
|---|---|
| Limited employee health access between major medical plan visits | Employees gain access to a comprehensive supplemental benefits program — layered on top of existing coverage |
| Long waits to get appointments — delays that are costly and reduce care quality | Prompt access to care — no waiting for appointments, supporting early, cost-effective treatment |
| HR managing compliance, enrollment, and documentation alone | Full compliance, documentation, and enrollment handled by our team |
| Rising claim costs with no preventative care strategy | Prompt treatment and early detection leading to reduced claims under the major medical plan |
| Benefits programs that add cost and complexity | A cost-effective, self-funded structure — fully managed with minimal burden on your team |
| Paying full FICA taxes on every W-2 paycheck | Significant FICA tax savings for your organization — at zero net cost (estimated results vary) |
| ✕ WITHOUT PCM SOLUTION | ✓ WITH PCM SOLUTION |
|---|---|
| Limited employee health access between major medical plan visits | Employees gain access to a comprehensive supplemental benefits program — layered on top of existing coverage |
| Long waits to get appointments — delays that are costly and reduce care quality | Prompt access to care — no waiting for appointments, supporting early, cost-effective treatment |
| HR managing compliance, enrollment, and documentation alone | Full compliance, documentation, and enrollment handled by our team |
| Rising claim costs with no preventative care strategy | Prompt treatment and early detection leading to reduced claims under the major medical plan |
| Benefits programs that add cost and complexity | A cost-effective, self-funded structure — fully managed with minimal burden on your team |
| Paying full FICA taxes on every W-2 paycheck | Significant FICA tax savings for your organization — at zero net cost (estimated results vary) |
4.9★
Star Rating · BBB Accredited
Providing Employees With Comprehensive Supplemental Medical Benefits — Supporting Better Health Outcomes for Your Workforce.
With decades of experience supporting leadership and HR teams, PCM Solution has developed a proven approach to delivering meaningful employee benefits without disrupting existing coverage or adding operational complexity — fully supported, easy to implement, and built with compliance in mind.
We Work With Payroll Providers
Helping Organizations Deliver Better Health Outcomes While Improving Financial Performance.
With decades of experience supporting leadership and HR teams, PCM Solution has developed a proven strategy that delivers real results. Your team gains access to valuable services designed to support long-term well-being, while your organization benefits from meaningful tax savings — fully supported, easy to implement, and built with compliance in mind.
We Work With Payroll Providers
One Program. Four Pillars of Employer Advantage.
Each component of the PCM Solution program is designed to work together — delivering tax efficiency, employee well-being, regulatory compliance, and long-term advisory support under one integrated approach.
A Smarter Way to Support Your Workforce
PCM Solution delivers a fully managed supplemental benefits program built for W-2 employers — combining compliance expertise, care access, and hands-on implementation support under one integrated approach.
Turnkey Program Management
From kickoff to annual reporting, our team manages every operational detail — no burden on your HR or payroll staff.
Financial Advantage for Employers
Employers may see estimated FICA tax savings of $680 per W-2 employee annually — with both employer and employee FICA potentially reduced through the program structure.
Comprehensive Supplemental Benefits
Employees receive access to a comprehensive supplemental medical benefits program — layered on top of existing coverage at no cost to them.
Tailored to Your Workforce
We assess your employee demographics, plan structure, and payroll to build a program sized and scoped precisely for your organization.
Full Compliance, Built In
IRS Section 125, ACA, HIPAA, and ERISA — every filing, document, nondiscrimination testing, Form 5500, and audit trail is handled by our compliance team on your behalf.
Ongoing Oversight & Reporting
Annual program reviews, reporting of benefit payments and list of medical care received — continuous monitoring to keep your program optimized and compliant year over year.
Cost-Effective, Timely Supplemental Medical Care — Fully Managed for Your Workforce
Each organization receives a comprehensive supplemental medical benefits program tailored to their workforce — delivered in a cost-effective, timely manner that supports employee well-being from day one, with minimal burden on your team.
Tailored Proposal
A quick, personalized assessment that helps tailor your experience and connects you with the right tools for your organization's size and structure.
Seamless Setup
We manage onboarding, negative election education prior to the start of the plan year, payroll coordination, and all compliance documentation — from start to finish, with minimal team burden.
Participant Access
Employees gain access to their supplemental medical benefits program — supported with resources, education, and a personal health dashboard.
Ongoing Oversight
We monitor compliance, validate savings, manage renewals, and provide annual reporting — keeping your program current and fully optimized year over year.
Built for Employers. Valued
by Employees.
The PCM Solution delivers comprehensive supplemental medical benefits to your workforce and meaningful financial advantages to your organization. Schedule a consultation for full program details including all fees and costs.
Employer Benefits
Compliance, savings & workforce value
Employee Benefits
Comprehensive supplemental medical care
Does Your Business Qualify for the PCM Solution?
The PCM Solution is available to employers with 30 or more full-time W-2 employees who are enrolled in a major medical plan. W-2 employees are individuals who receive a W-2 wage form — this does not include independent contractors, freelancers, or part-time workers, as these individuals are not considered employees under this program.
Principles That Drive Every Engagement.
At PCM Solution, how we work is just as important as what we deliver — we hold ourselves to a standard that protects our clients, their employees, and their organizations.
Integrity
We do the right thing, always — with honesty, transparency, and trust at the core of every relationship.
Accessibility
Simplicity and clarity are at the core of everything we do — making complex solutions easy to understand and implement.
Accountability
We follow through on every promise — from proposal through ongoing oversight, our word is our commitment.
Partnership
Our team becomes an extension of yours — deeply invested in your success, not just your enrollment numbers.
Results That Speak for Themselves
Trusted by Employers Nationwide
250+ Organizations Nationwide
PCM Solution has helped organizations improve employee well-being, implement compliant supplemental benefit programs, and support their workforce — without adding operational burden to their teams.
★★★★★
Preventative Care Management Solution delivers measurable value through a well-structured, fully supported program. Their approach seamlessly enhances existing benefits and improves employee well-being. The team operates with professionalism and precision from implementation through ongoing management.
Andrew C
Verified Review · October 2025
★★★★★
PCM Solutions has truly been a great experience. Communication with the team, the quality of the service, and the effectiveness of the program has really made an impact on our business. I fully recommend working with them if your business is looking for efficient preventative care management solutions.
Josh K
Verified Review · October 2025
★★★★★
Working with Preventative Care Management Solution has been a great experience. Their team made the process simple and clearly showed how their program helps improve employee benefits for our company. Our employees appreciate the added health resources. A true win-win for both our business and staff!
Laura L
Verified Review · October 2025
Find Out If Your Business Qualifies.
Schedule a no-obligation consultation with our team. We'll review your current benefits, walk through what the PCM Solution would look like for your employers and employees, and outline next steps — all within 24 hours of your request.
Office Location
400 W Main St, Suite 160, Babylon, NY 11702
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM EST
Email Us
admin@pcmsolution.com
4.9 / 5 Stars
From 47 Reviews · BBB Accredited
Find Out If Your Business Qualifies.
Schedule a no-obligation consultation with our team. We'll walk through your workforce data, calculate your potential FICA savings, and outline next steps — all within 24 hours of your request.
Office Location
400 W Main St, Suite 160, Babylon, NY 11702
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM EST
Email Us
admin@pcmsolution.com
4.9 / 5 Stars
From 47 Reviews · BBB Accredited
We Respond Within 24 Hours
We know your time is valuable. That's why our team guarantees a response within 24 hours, ensuring you get the answers and support you need without delay.
Office Location
400 W Main St, Suite 160, Babylon, NY 11702
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM EST
Email Us
admin@pcmsolution.com
4.9 Out Of 5 Stars
From 47 Reviews · BBB Accredited Business